THE BIGGEST SCAM I have personally watched unfold in Ireland involves installing keystroke-logging software on computers. It happened within 10 metres of me at least twice. In one occasion, a foreign national (not me) in a Dublin internet cafe opened a local log file and extracted keystroke data related to a credit card transaction. He also got some bank details. I know these things because after I reported the suspected incident, the owner called his tech support who later called me and confirmed they were increasing the frequency of their hard drive scans, installing Citrix software on top of the kiosks and putting CCTV cameras into positions that could record activities in the far corners of the venue. On another occasion, an industrious student installed keystroke logging on an instructor's work station which subsequently gave him access to staff assets. He then extracted exam papers which were password-protected. I spotted him running a Russian-made password breaking algorithm on four workstations simulataneously.
Big word of advice: Do not use cybercafes to check password-protected internet data related to your money. You may be leaving your details behind, even if you delete all cookies, remove tmp files and erase browser history. Doing those things does not kill log files of keystroke programs.
I'm making this topic a required research area for the first year Media Writing students in Tipperary Institute next year because it will save someone's bank account in the next 12 months.